Debit या Credit Card के साथ हुआ है फ्रॉड तो जानिए कैसे मिलेगा

Debit and Credit Card Fraud: इन दिनों ऑनलाइन के साथ ही नॉर्मल फ्रॉड की घटनाएं बेहद आम हो गई हैं। लोगों को फोन कर धोखेबाज उनसे बैंक की जानकारी मांगते हैं फिर चाहे वो उनका अकाउंट नंबर हो या फिर पिन नंबर या अन्य कोई जानकारी हो। इसके अलावा कई बार आपके डेबिट या क्रेडिट कार्ड की क्लोनिंग या उसका डेटा चुराकर भी ठग आपके अकाउंट से पैसा निकाल लेते हैं और जब तक आपको पता लगता है तब तक काफी देर हो चुकी होती है। अगर आपके साथ भी ऐसा कुछ हुआ है तो जानिए क्या करें और कहां शिकायत की जाए।

यह करें सबसे पहले

अगर आपको भी अपने डेबिट और क्रेडिट कार्ड से किसी ऐसे लेनदेन का शक होता है जो आपने नहीं किया है तो बिना देर किए अपने बैंक से इसकी शिकायत करें।

Debit या Credit Card के साथ हुआ है फ्रॉड तो जानिए कैसे मिलेगा आपका पैसा वापस, कहां करें शिकायत.

हर बैंक ने इसके लिए अलग-अलग नंबर्स जारी किए हुए हैं जिन पर कॉल करते हुए आप इस लेनदेन की शिकायत करने के साथ ही अपना कार्ड ब्लॉक कर सकते हैं।

यह जानकारी है जरूरी

शिकायत करने के लिए आपके पास कुछ जरूरी जानकारी होना चाहिए जिसके आधार पर आप अपना दावा पेश कर सकते हैं। इसमें आपके अकाउंट का पिछले 6 महीने का अकाउंट स्टेटमेंट होना चाहिए। वहीं संदिग्ध ट्रांजेक्शन के मैसेज की कॉपी और अपनी बैंक पासबुक की कॉपी। इसके अलावा अपना एड्रेस और आईडी प्रूफ भी साथ रखे। इनकी मदद से आप अपने पास के पुलिस स्टेशन में संदिग्ध लेनदेन की शिकायत दर्ज करवा सकते हैं।

ऐसे मिलेगा पैसा वापस

इसके लिए आपको उस मर्चेंट या वेबसाइट से संपर्क करना होगा जहां आपके कार्ड से लेनदेन हुआ है। इसके अलावा सारी जानकारी और सबूत जुटाकर अपने सर्विस प्रोवाइडर को इसकी शिकायत करते हुए क्लेम का दावा कर सकते हैं। हालांकि, बैंक कुछ नियमों के तहत पैसा वापस करते हैं। नियमों के तहत पैसा तब मिलता है जब गलती बैंक की हो। ऑनलाइन लेनदेन में ट्रांजेक्शन इनक्रिप्टेड होना चाहिए। साथ ही किसी थर्ज पार्टी ब्रीच में भी पैसा वापस मिल सकता है। जिसमें पैसे खर्च या निकाले जाने के बाद ग्राहक बैंक को इसकी सूचना दे देता है। हां, इस बात का ध्यान रखें कि यह सूचना लेनदेन या पैसे निकाले जाने के तीन दिनके भीतर कर दी जानी चाहिए।


72 thoughts on “Debit या Credit Card के साथ हुआ है फ्रॉड तो जानिए कैसे मिलेगा

  1. Wow, fantastic blog format! How lengthy have you ever been blogging for?
    you make running a blog glance easy. The full look
    of your web site is excellent, as well as the content!

  2. You really make it seem so easy with your presentation but I find this topic
    to be actually something that I think I would
    never understand. It seems too complicated and very broad for
    me. I’m looking forward for your next post, I’ll try
    to get the hang of it!

  3. Great post. I was checking constantly this weblog and I’m
    inspired! Extremely helpful info particularly the remaining
    part 🙂 I take care of such information a lot. I used to be seeking this
    particular info for a very lengthy time. Thank you and good luck.

  4. Amazing blog! Is your theme custom made or did you download it from somewhere?

    A theme like yours with a few simple tweeks would really make my
    blog stand out. Please let me know where you got your theme.

    Bless you

  5. My brother recommended I would possibly like this blog.
    He used to be entirely right. This submit actually made my day.
    You can not believe simply how so much time I had spent for
    this information! Thanks!

  6. I’m truly enjoying the design and layout of your website.

    It’s a very easy on the eyes which makes it much more
    enjoyable for me to come here and visit more often. Did you hire
    out a designer to create your theme? Outstanding work!

  7. Valuable info. Lucky me I discovered your site accidentally, and I am stunned why this accident didn’t happened in advance!
    I bookmarked it.

  8. Hey just wanted to give you a brief heads up and let you know a few of the pictures aren’t loading correctly.
    I’m not sure why but I think its a linking issue.
    I’ve tried it in two different browsers and both show the same results.

  9. Ahaa, its nice conversation regarding this article at this place at this blog, I have read all that, so
    at this time me also commenting at this place.

  10. If you wish for to obtain a good deal from this piece of writing then you have to apply such methods to your won blog.

  11. Definitely believe that which you said. Your favorite reason seemed to be on the net the simplest thing to be aware of. I say to you, I certainly get annoyed while people think about worries that they plainly do not know about. You managed to hit the nail upon the top as well as defined out the whole thing without having side effect , people can take a signal. Will probably be back to get more. Thanks

  12. Good day! I know this is kind of off topic but I was wondering which blog platform are you using for this site?
    I’m getting tired of WordPress because I’ve had issues with
    hackers and I’m looking at alternatives for another platform.
    I would be great if you could point me in the direction of a good platform.

  13. Sweet blog! I found it while searching on Yahoo News.
    Do you have any suggestions on how to get listed in Yahoo News?
    I’ve been trying for a while but I never seem to get
    there! Many thanks

  14. First of all I want to say fantastic blog! I had a quick question which I’d
    like to ask if you do not mind. I was curious to know how you center yourself and
    clear your head before writing. I have had
    a hard time clearing my mind in getting my thoughts
    out there. I do take pleasure in writing but it just seems like the first
    10 to 15 minutes are generally lost just trying to figure out how to begin. Any recommendations or hints?

  15. Admiring the persistence you put into your site and in depth
    information you provide. It’s nice to come across a blog
    every once in a while that isn’t the same unwanted
    rehashed material. Fantastic read! I’ve saved your site and I’m
    including your RSS feeds to my Google account.

  16. Greate article. Keep writing such kind of info on your page.
    Im really impressed by your site.
    Hi there, You’ve performed a fantastic job. I’ll certainly digg it and in my view suggest to my friends.
    I am confident they will be benefited from this web site.

  17. Just want to say your article is as amazing. The clearness in your post is
    just great and that i can assume you’re knowledgeable on this subject.
    Well along with your permission allow me to grasp your feed to stay up to date with drawing close
    post. Thanks a million and please carry on the gratifying

  18. Wow, amazing blog layout! How long have you been blogging for?
    you made blogging look easy. The overall look of your website is wonderful, let alone
    the content!

  19. I every time used to study post in news papers but now as I am a user of internet thus
    from now I am using net for content, thanks to web.

  20. Asking questions are actually good thing if you are not understanding anything completely, however this paragraph presents good
    understanding even.

  21. Thank you a lot for sharing this with all people
    you really recognise what you’re talking about! Bookmarked.
    Kindly additionally seek advice from my site =). We could have a
    link change contract among us

  22. I really love your blog.. Great colors & theme. Did you develop this website yourself?

    Please reply back as I’m looking to create my own blog and want to know where you got this from or exactly what the
    theme is called. Cheers!

  23. Hi! This is my first visit to your blog! We are a
    team of volunteers and starting a new project in a community in the same niche.
    Your blog provided us beneficial information to work on. You have done a extraordinary job!

  24. Hi, Neat post. There’s a problem with your site
    in internet explorer, may test this? IE nonetheless is the marketplace chief and a big component to
    other folks will leave out your fantastic writing because of
    this problem.

  25. Hi there, just became aware of your blog through Google,
    and found that it’s really informative. I am gonna watch out for brussels.
    I’ll be grateful if you continue this in future.

    Numerous people will be benefited from your writing.

  26. What’s up, this weekend is pleasant for me, for the reason that this time i am reading this great
    educational post here at my residence.

  27. Hi there, I found your web site by the use of Google at the same time as searching for a related topic, your
    website got here up, it appears to be like great.
    I have bookmarked it in my google bookmarks.
    Hi there, just become aware of your weblog via Google, and located that it is really informative.
    I am gonna be careful for brussels. I’ll appreciate in the event you
    proceed this in future. A lot of folks will likely
    be benefited from your writing. Cheers!

    My blog – raycon

  28. Exceptional post however , I was wanting to know if you could write a litte more on this subject?
    I’d be very thankful if you could elaborate a little bit more.

  29. Asking questions are in fact pleasant thing if you are not understanding something
    completely, except this post offers pleasant understanding yet.

  30. Hey there! I could have sworn I’ve been to this blog before but after browsing
    through some of the post I realized it’s new to me.
    Nonetheless, I’m definitely glad I found it and I’ll be
    book-marking and checking back frequently!

Leave a Reply

Your email address will not be published.