भूल जाइए कार्ड, अब UPI ऐप के जरिए QR कोड स्कैन कर ATM से निकाल सकेंगे पैसे
भूल जाइए कार्ड, अब UPI ऐप के जरिए QR कोड स्कैन कर ATM से निकाल सकेंगे पैसे
नई दिल्ली. अब जल्द ही आप बिना डेबिट कार्ड के भी एटीएम (ATM) से पैसे निकाल सकेंगे. दरअसल, एटीएम बनाने वाली कंपनी एनसीआर कॉरपोरेशन (NCR Corporation) ने यूपीआई प्लेटफॉर्म पर आधारित पहला इंटरऑपरेबल कार्डलेस कैश विद्ड्रॉल (ICCW) सॉल्यूशन लॉन्च किया है. इसके माध्यम से यूपीआई ऐप (UPI App) के जरिए क्यूआर कोड स्कैन करके एटीएम से पैसा निकाला जा सकता है.
सिटी यूनियन बैंक ने एनसीआर कॉरपोरेशन से मिलाया हाथ
इस खास सुविधा वाले एटीएम इंस्टॉल करने के लिए सिटी यूनियन बैंक ने एनसीआर कॉरपोरेशन से हाथ मिलाया है. बैंक ने अभी तक 1500 से ज्यादा एटीएम को इस सुविधा के साथ अपग्रेड कर दिया है.
ऐसे निकाल सकेंगे पैसे
>> सबसे पहले स्मार्टफोन पर कोई यूपीआई एप्लीकेशन (BHIM, Paytm, GPay, Phonepe, Amazon आदि) को खोलें.
>> इसके बाद एटीएम स्क्रीन पर मौजूद QR code को स्कैन करें.
>> अब अमाउंट फोन पर डालें. फिलहाल इस सुविधा के जरिए एक बार में अधिकतम 5 हजार रुपये विद्ड्रॉ कर सकते हैं.
>> अब Proceed के बटन पर क्लिक करके कंफर्म करें.
>> अब अपना 4 या 6 अंकों वाला यूपीआई पिन नंबर एंटर करें.
>> इसके आपको कैश एटीएम से मिल जाएगा.
क्या है यूपीआई
यूनिफाइड पेमेंट इंटरफेस/यूपीआई (Unified Payments Interface) एक रियल टाइम पेमेंट सिस्टम है, जो मोबाइल ऐप के माध्यम से बैंक अकाउंट में पैसे तुरंत ट्रांसफर कर सकता है. यूपीआई के माध्यम से आप एक बैंक अकाउंट को कई यूपीआई ऐप से लिंक कर सकते हैं. वहीं, अनेक बैंक अकाउंट को एक यूपीआई ऐप के जरिए संचालित कर सकते हैं. भीम (BHIM), गूगल पे (Google Pay), अमेजन पे (Amazon Pay), फोनपे (PhonePe) आदि यूपीआई ऐप हैं जिसमें आप अपने बैंक अकाउंट को लिंक कर फंड ट्रांसफर कर सकते हैं.
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